# ARV Calculator – After Repair Value

URL: https://speedycalculator.com/calculators/finance/arv/
Last updated: 2026-10-25

> The ARV calculator estimates a property's after repair value – from its current value plus the value added by renovations, or from comparable sales per square foot – and the maximum price to offer under the 70% rule, plus the expected profit and ROI.

## Inputs

- Estimate ARV from
- Property's current value
- Value added by renovations
- Average area price per ft²
- Total area (ft²)
- Total cost of repairs
- Investor purchase rule (%)
- Your purchase price
- Selling and holding costs (% of ARV) (%)

## Results

- After repair value (ARV)
- Maximum bid price
- Expected profit
- ROI

## Formula

```
ARV = current value + value of renovations, or = average comparable price per ft² × area
Maximum offer (70% rule) = ARV × 70% − repair costs
Profit = ARV − purchase price − repair costs − selling costs
```

## Explanation

House flippers use ARV to decide how much to pay. The 70% rule leaves about 30% of the ARV to cover holding, financing and selling costs plus profit. In expensive markets investors often accept 75–80%.

### How to use the ARV Calculator – After Repair Value

- **Estimate ARV from**
- **Property's current value**
- **Value added by renovations**
- **Average area price per ft²**
- **Total area**
- **Total cost of repairs**
- **Investor purchase rule**
- **Your purchase price**
- **Selling and holding costs (% of ARV)**

Results update as you type, and every field accepts the units shown in its menu.

### How it works

Choose how to estimate ARV, then enter the values, repair costs, investor rule and selling costs.

### Tips

- Get a written loan estimate and compare the APR, not just the interest rate.
- Include property tax, insurance, HOA fees and maintenance in your monthly budget.
- A larger down payment lowers the payment and can remove mortgage insurance.
- Rates change daily – use a current quote for the most accurate result.

### Common mistakes to avoid

- Looking only at the monthly payment instead of the total cost of the loan.
- Forgetting closing costs and fees.
- Assuming home prices always rise.

### Inputs explained

FieldWhat to enterEstimate ARV fromChoose one: Current value + value of renovations, Comparable sales price per square footProperty's current valueAmount in your currencyValue added by renovationsAmount in your currencyAverage area price per ft²Amount in your currencyTotal areaIn ft²Total cost of repairsAmount in your currencyInvestor purchase ruleIn %Your purchase priceAmount in your currencySelling and holding costs (% of ARV)In %

### What each result means

- **Maximum bid price** = [After repair value (ARV)]×[Investor purchase rule]÷100 - [Total cost of repairs]
- **Expected profit** = [After repair value (ARV)]×(1 - [Selling and holding costs (% of ARV)]÷100) - [Your purchase price] - [Total cost of repairs]
- **ROI** = [Expected profit]÷([Your purchase price] + [Total cost of repairs])×100

### Example values

How the main result changes when **Property's current value** changes and everything else stays at the example values above:

Property's current valueAfter repair value (ARV)100,000160,000150,000210,000200,000260,000250,000310,000300,000360,000400,000460,000

## Worked example

Inputs — Estimate ARV from: Current value + value of renovations; Property's current value: $200,000; Value added by renovations: $60,000; Average area price per ft²: $210; Total area: 1,250 ft²; Total cost of repairs: $40,000; Investor purchase rule: 70 %; Your purchase price: $140,000; Selling and holding costs (% of ARV): 8 %.

Results — **After repair value (ARV) = $260,000.00**; Maximum bid price = $142,000.00; Expected profit = $59,200.00; ROI = 32.89 %.

## FAQ

**What is ARV?**
The estimated market value of a property after renovations.

**What is the 70% rule?**
Pay no more than 70% of ARV minus repair costs.

**How do I estimate ARV?**
Use recent sales of comparable renovated homes nearby.

**What formula does the ARV Calculator – After Repair Value use?**
ARV = current value + value of renovations, or = average comparable price per ft² × area.