# Stamp Duty Land Tax Calculator UK

URL: https://speedycalculator.com/calculators/finance/stamp-duty/
Last updated: 2026-10-25

> The stamp duty calculator works out Stamp Duty Land Tax (SDLT) on a residential property purchase in England and Northern Ireland – standard rates, first-time buyer relief, the 5% surcharge on additional properties and the 2% non-resident surcharge – using the rates from 1 April 2025.

## Inputs

- Property price
- Buyer type
- Non-UK resident?

## Results

- Stamp duty at standard rates
- Surcharges
- Total Stamp Duty Land Tax
- Effective rate
- Note

## Formula

```
Standard: 0% up to £125,000; 2% to £250,000; 5% to £925,000; 10% to £1.5m; 12% above
First-time buyers (price ≤ £500,000): 0% up to £300,000; 5% to £500,000
Additional property: +5% on every band; non-UK resident: +2%
```

## Explanation

The temporary higher nil-rate bands ended on 31 March 2025. First-time buyer relief doesn't apply if the price is over £500,000. Scotland (LBTT) and Wales (LTT) have their own taxes.

### How to use the Stamp Duty Land Tax Calculator UK

- **Property price**
- **Buyer type**
- **Non-UK resident?**

Results update as you type, and every field accepts the units shown in its menu.

### How it works

Enter the property price and choose the buyer type and whether you are a non-UK resident.

### Tips

- Rates and thresholds follow the UK tax year, 6 April to 5 April.
- Scotland has its own income tax bands for non-savings income.
- Check your tax code on your payslip – it changes your personal allowance.
- Use HMRC's own tools for a final figure.

### Common mistakes to avoid

- Using last year's thresholds.
- Forgetting student loan and pension deductions.
- Confusing National Insurance with income tax.

### Inputs explained

FieldWhat to enterProperty priceAmount in £Buyer typeChoose one: Home mover, First-time buyer, Additional property / buy-to-letNon-UK resident?Choose one: No, Yes

### What each result means

- **Total Stamp Duty Land Tax** = [Stamp duty at standard rates] + [Surcharges]
- **Effective rate** = [Total Stamp Duty Land Tax]÷[Property price]×100

### Example values

How the main result changes when **Property price** changes and everything else stays at the example values above:

Property priceTotal Stamp Duty Land Tax175,0001,000262,5003,125350,0007,500437,50011,875525,00016,250700,00025,000

## Worked example

Inputs — Property price: £350,000; Buyer type: Home mover; Non-UK resident?: No.

Results — Stamp duty at standard rates = £7,500.00; Surcharges = £0.00; **Total Stamp Duty Land Tax = £7,500.00**; Effective rate = 2.14 %; Note = Rates applied as selected.

## FAQ

**How much is stamp duty on a £350,000 house?**
£7,500 for a home mover; £2,500 for a first-time buyer (from April 2025).

**When do I pay stamp duty?**
Within 14 days of completion, usually via your solicitor.

**Do first-time buyers pay stamp duty?**
Not on the first £300,000 if the price is £500,000 or less.

**What formula does the Stamp Duty Land Tax Calculator UK use?**
Standard: 0% up to £125,000; 2% to £250,000; 5% to £925,000; 10% to £1.5m; 12% above.


## Sources

- [GOV.UK – Stamp Duty Land Tax: residential property rates](https://www.gov.uk/stamp-duty-land-tax/residential-property-rates)