Stamp Duty Land Tax Calculator UK

Quick answer

The stamp duty calculator works out Stamp Duty Land Tax (SDLT) on a residential property purchase in England and Northern Ireland – standard rates, first-time buyer relief, the 5% surcharge on additional properties and the 2% non-resident surcharge – using the rates from 1 April 2025.

£
Stamp duty at standard rates
£ —
Surcharges
£ —
Total Stamp Duty Land Tax
£ —
Effective rate
— %
Note
—

The temporary higher nil-rate bands ended on 31 March 2025. First-time buyer relief doesn’t apply if the price is over £500,000. Scotland (LBTT) and Wales (LTT) have their own taxes.

How to use the Stamp Duty Land Tax Calculator UK

  1. Property price
  2. Buyer type
  3. Non-UK resident?

Results update as you type, and every field accepts the units shown in its menu.

How it works

Enter the property price and choose the buyer type and whether you are a non-UK resident.

Tips

  • Rates and thresholds follow the UK tax year, 6 April to 5 April.
  • Scotland has its own income tax bands for non-savings income.
  • Check your tax code on your payslip – it changes your personal allowance.
  • Use HMRC’s own tools for a final figure.

Common mistakes to avoid

  • Using last year’s thresholds.
  • Forgetting student loan and pension deductions.
  • Confusing National Insurance with income tax.

Inputs explained

Field What to enter
Property price Amount in £
Buyer type Choose one: Home mover, First-time buyer, Additional property / buy-to-let
Non-UK resident? Choose one: No, Yes

What each result means

  • Total Stamp Duty Land Tax = [Stamp duty at standard rates] + [Surcharges]
  • Effective rate = [Total Stamp Duty Land Tax]÷[Property price]×100

Example values

How the main result changes when Property price changes and everything else stays at the example values above:

Property price Total Stamp Duty Land Tax
175,000 1,000
262,500 3,125
350,000 7,500
437,500 11,875
525,000 16,250
700,000 25,000

Formula

Standard: 0% up to £125,000; 2% to £250,000; 5% to £925,000; 10% to £1.5m; 12% aboveFirst-time buyers (price ≤ £500,000): 0% up to £300,000; 5% to £500,000Additional property: +5% on every band; non-UK resident: +2%

Worked example

Inputs — Property price: £350,000; Buyer type: Home mover; Non-UK resident?: No.
Results — Stamp duty at standard rates = £7,500.00; Surcharges = £0.00; Total Stamp Duty Land Tax = £7,500.00; Effective rate = 2.14 %; Note = Rates applied as selected.

Frequently asked questions

How much is stamp duty on a £350,000 house?

£7,500 for a home mover; £2,500 for a first-time buyer (from April 2025).

When do I pay stamp duty?

Within 14 days of completion, usually via your solicitor.

Do first-time buyers pay stamp duty?

Not on the first £300,000 if the price is £500,000 or less.

What formula does the Stamp Duty Land Tax Calculator UK use?

Standard: 0% up to £125,000; 2% to £250,000; 5% to £925,000; 10% to £1.5m; 12% above.

Sources

  1. GOV.UK – Stamp Duty Land Tax: residential property rates

Cite this calculator

Speedy Calculator. (2026). Stamp Duty Land Tax Calculator UK. Speedy Calculator. https://speedycalculator.com/calculators/finance/stamp-duty/