Body Fat Calculator (US Navy, BMI and ADA methods)

Quick answer

The body fat calculator estimates your body fat percentage with the US Navy tape method, the BMI-based Deurenberg formula or the BMI- and age-based Gallagher (ADA) equation. It also shows your fat mass, lean mass, American Council on Exercise category and the ideal body fat for your age.

years

Just below the larynx, tape sloping slightly down to the front.

Men: at the navel. Women: at the narrowest point.

Only used for women: widest part of the hips.

Body fat
18 %
Body fat category (ACE)
Average
Fat mass
14.4
Lean mass
65.6
Ideal body fat for your age (Jackson & Pollock)
12.7 %
Fat to lose to reach the ideal
4.3

Body fat percentage tells you how much of your weight is fat rather than muscle, bone and water, so it says more about health and fitness than weight or BMI alone. Essential fat is needed for hormones and organs; too much fat, especially around the waist, raises the risk of heart disease and diabetes. Lab methods such as DEXA are the most accurate, but tape and formula methods are free and good for tracking change.

How to use the Body Fat Calculator

  1. Sex
  2. Age
  3. Weight
  4. Height
  5. Method
  6. Neck circumference: Just below the larynx, tape sloping slightly down to the front.
  7. Waist circumference: Men: at the navel. Women: at the narrowest point.
  8. Hip circumference (women): Only used for women; widest part of the hips.

Results update as you type, and every field accepts the units shown in its menu.

How it works

Choose a method. The US Navy method uses your height, neck and waist (plus hips for women) and is usually the most accurate of the three. The BMI method needs only height, weight, age and sex. Fat mass is weight × body fat %, and lean mass is the rest. Your result is compared with the ACE categories and with the Jackson & Pollock ideal body fat for your age.

Body fat categories (ACE)

Category (ACE) Women Men
Essential fat 10–13% 2–5%
Athletes 14–20% 6–13%
Fitness 21–24% 14–17%
Average 25–31% 18–24%
Obese 32% and above 25% and above

Ideal body fat by age (Jackson & Pollock)

Age Women Men
20 17.7% 8.5%
25 18.4% 10.5%
30 19.3% 12.7%
35 21.5% 13.7%
40 22.2% 15.3%
45 22.9% 16.4%
50 25.2% 18.9%
55 26.3% 20.9%

Inputs explained

Field What to enter
Sex Choose one: Male, Female
Age In years
Weight Units: kg, lb, st, g
Height Units: cm, in, m, ft, mm
Method Choose one: US Navy (tape measure), BMI method (Deurenberg), ADA (Gallagher) equation
Neck circumference Units: cm, in, m, ft, mm. Just below the larynx, tape sloping slightly down to the front.
Waist circumference Units: cm, in, m, ft, mm. Men: at the navel. Women: at the narrowest point.
Hip circumference (women) Units: cm, in, m, ft, mm. Only used for women: widest part of the hips.

What each result means

  • Fat mass = [Weight]×[Body fat]÷100
  • Lean mass = [Weight] – [Fat mass]
  • Fat to lose to reach the ideal = max([Fat mass] – [Weight]×[Ideal body fat for your age (Jackson & Pollock)]÷100, 0)

Health note: this calculator is for education and screening only and is not a diagnosis or treatment advice. Discuss your results with a qualified clinician.

Formula

US Navy (inches): men %BF = 86.010·log₁₀(waist − neck) − 70.041·log₁₀(height) + 36.76 women %BF = 163.205·log₁₀(waist + hip − neck) − 97.684·log₁₀(height) − 78.387 BMI method (Deurenberg): %BF = 1.20·BMI + 0.23·age − 10.8·sex − 5.4 (sex: men 1, women 0) ADA (Gallagher): %BF = 64.5 − 848/BMI + 0.079·age − 16.4·sex + 0.05·sex·age + 39.0·sex/BMI

Worked example

Inputs: Sex: Male; Age: 30 years; Weight: 80 kg; Height: 178 cm; Method: US Navy (tape measure); Neck circumference: 39 cm; Waist circumference: 88 cm; Hip circumference (women): 100 cm.
Results: Body fat = 18 %; Body fat category (ACE) = Average; Fat mass = 14.4 kg; Lean mass = 65.6 kg; Ideal body fat for your age (Jackson & Pollock) = 12.7 %; Fat to lose to reach the ideal = 4.3 kg.

Key terms

Essential fat
The minimum fat needed for normal body function.
Lean mass
Everything except fat: muscle, bone, organs and water.
DEXA
Dual-energy X-ray absorptiometry, a lab scan of body composition.

Frequently asked questions

What is a healthy body fat percentage?

For adults, about 14–24% for men and 21–31% for women is in the fitness to average range.

Which method is most accurate?

Of these, the US Navy tape method agrees best with lab methods (within about 3–4 percentage points). DEXA, hydrostatic weighing and air displacement are more accurate.

Why does my smart scale give a different number?

Bioimpedance scales are affected by hydration and food; use one method consistently to track trends.

Can body fat be too low?

Yes. Below essential levels (about 2–5% for men and 10–13% for women) hormones and organs suffer.

Sources

  1. Hodgdon JA, Beckett MB. Prediction of percent body fat for U.S. Navy men and women from body circumferences and height. Naval Health Research Center, 1984
  2. Deurenberg P et al. Body mass index as a measure of body fatness: age- and sex-specific prediction formulas. Br J Nutr, 1991
  3. Gallagher D et al. Healthy percentage body fat ranges. Am J Clin Nutr, 2000
  4. American Council on Exercise: Percent body fat norms

Guides on this topic

Cite this calculator

Speedy Calculator. (2026). Body Fat Calculator (US Navy, BMI and ADA methods). Speedy Calculator. https://speedycalculator.com/calculators/health/body-fat/