VA ratings don’t add up: 50% and 30% combine to 65%, which rounds to 70%. The bilateral factor (for conditions on both sides of the body) can add a little more and is not included here. Rates shown are for a veteran alone (spouse add-on is approximate).
How to use the VA Disability Calculator
- Rating 1
- Rating 2
- Rating 3
- Rating 4
- Rating 5
- Rating 6
- Spouse?
Results update as you type, and every field accepts the units shown in its menu.
How it works
Enter each disability rating (0 if unused) and whether you have a spouse.
Tips
- Enter figures for the same period and in the same currency.
- Exchange rates and prices change constantly – update them before you rely on a result.
- Use results as estimates and confirm important figures with the official source.
- Everything runs in your browser – try different values to compare scenarios.
Common mistakes to avoid
- Mixing gross and net figures.
- Using outdated rates.
- Treating rules of thumb as exact.
Inputs explained
| Field | What to enter |
|---|---|
| Rating 1 | In % |
| Rating 2 | In % |
| Rating 3 | In % |
| Rating 4 | In % |
| Rating 5 | In % |
| Rating 6 | In % |
| Spouse? | Choose one: No, Yes |
What each result means
- Combined value (before rounding) = 100 – (1 – [Rating 1]÷100)×(1 – [Rating 2]÷100)×(1 – [Rating 3]÷100)×(1 – [Rating 4]÷100)×(1 – [Rating 5]÷100)×(1 – [Rating 6]÷100)×100
- Combined disability rating = min(floor((round([Combined value (before rounding)]) + 5)÷10)×10, 100)
- Yearly compensation = [Monthly compensation (2026)]×12
Example values
How the main result changes when Rating 1 changes and everything else stays at the example values above:
| Rating 1 (%) | Combined disability rating (%) |
|---|---|
| 25 | 50 |
| 37.5 | 60 |
| 50 | 70 |
| 62.5 | 80 |
| 75 | 80 |
| 100 | 100 |
Formula
Remaining efficiency = Π (1 − rating)Combined value = 100 − remaining efficiency × 100, rounded to the nearest 10 (5 rounds up)Monthly pay from the 2026 rate table (2.8% COLA from 1 December 2025)Worked example
Inputs — Rating 1: 50 %; Rating 2: 30 %; Rating 3: 10 %; Rating 4: 0 %; Rating 5: 0 %; Rating 6: 0 %; Spouse?: No.
Results — Combined value (before rounding) = 68.5 %; Combined disability rating = 70 %; Monthly compensation (2026) = $1,808.45; Yearly compensation = $21,701.40.
Frequently asked questions
How does VA math work?
Each rating applies to what's left of your "efficiency", so ratings don't simply add.
How much is 100% VA disability in 2026?
$3,938.58 a month for a veteran alone.
Is VA disability compensation taxable?
No – it's tax-free.
What formula does the VA Disability Calculator use?
Remaining efficiency = Π (1 − rating).