Fat Burning Zone Calculator

Quick answer

The fat burning zone calculator finds your fat-burning heart rate range three ways – 60–80% of maximum heart rate, the Zoladz method and the Karvonen (heart rate reserve) method – from your age (or measured maximum) and resting heart rate.

Maximum heart rate
185 bpm
Heart rate reserve
120 bpm
Zone (60–80% of max)
111 bpm
up to
148 bpm
Zoladz method from
130 bpm
Zoladz method up to
150 bpm
Karvonen method from
137 bpm
Karvonen method up to
161 bpm

At moderate intensity your body gets a large share of its energy from fat. That “fat-burning zone” is useful for long, comfortable sessions – though total calories burned, not the fuel mix, decides fat loss.

How to use the Fat Burning Zone Calculator

  1. Age (years)
  2. Measured maximum heart rate (0 = estimate)
  3. Resting heart rate (bpm)

Results update as you type, every field has its own unit menu, and everything is calculated in your browser.

How it works

Enter your age or measured maximum heart rate, and your resting heart rate.

Inputs explained

Field What to enter
Age (years) A number
Measured maximum heart rate (0 = estimate) A number
Resting heart rate (bpm) A number

What each result means

  • Heart rate reserve = [Maximum heart rate] – [Resting heart rate (bpm)]
  • Zone (60–80% of max) = round(0.6×[Maximum heart rate])
  • up to = round(0.8×[Maximum heart rate])
  • Zoladz method from = [Maximum heart rate] – 55
  • Zoladz method up to = [Maximum heart rate] – 35
  • Karvonen method from = round(0.6×([Maximum heart rate] – [Resting heart rate (bpm)]) + [Resting heart rate (bpm)])
  • Karvonen method up to = round(0.8×([Maximum heart rate] – [Resting heart rate (bpm)]) + [Resting heart rate (bpm)])

Example values

How the main result changes when Age changes and everything else stays at the example values above:

Age (years) Karvonen method from (bpm)
17.5 148
26.25 142
35 137
43.75 132
52.5 127
70 116

Formula

MHR = 220 − age · Zone: 60–80% of MHR · Zoladz: MHR − 50 ± 5 to MHR − 40 ± 5 · Karvonen: (MHR − RHR) × 60–80% + RHR

Worked example

Inputs — Age (years): 35; Measured maximum heart rate (0 = estimate): 0; Resting heart rate (bpm): 65.
Results — Maximum heart rate = 185 bpm; Heart rate reserve = 120 bpm; Zone (60–80% of max) = 111 bpm; up to = 148 bpm; Zoladz method from = 130 bpm; Zoladz method up to = 150 bpm; Karvonen method from = 137 bpm; Karvonen method up to = 161 bpm.

Key terms

Heart rate reserve
Maximum minus resting heart rate.

Frequently asked questions

Does the fat-burning zone burn more fat?

It burns a higher share of fat, but harder exercise can burn more total calories.

Which method is best?

Karvonen, because it uses your resting heart rate.

How do I measure resting heart rate?

Count your pulse for 60 s in the morning before getting up.

Is 220 − age accurate?

It can be off by ±10–12 bpm; a measured maximum is better.

Sources

  1. American Heart Association – Target heart rates
  2. ACSM's Guidelines for Exercise Testing and Prescription

Cite this calculator

Speedy Calculator. (2026). Fat Burning Zone Calculator. Speedy Calculator. https://speedycalculator.com/calculators/sports/fat-burning-zone/